{
  "company": {
    "name": "Method Financial",
    "website": "https://methodfi.com/",
    "record": "https://startuphistory.org/c/methodfi.com"
  },
  "status": null,
  "history_since": "2020-12-03T02:09:40.000Z",
  "baseline": {
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    "headline": "The easiest way to pay your users'",
    "description": "The easiest way to pay your users' debts in your app. Method provides a developer-first API to move money and pay debts on behalf of your users.",
    "evidence": "https://web.archive.org/web/20201203020940/https://methodfi.com/",
    "evidence_kind": "internet_archive",
    "facts": null,
    "basis": "first_observation",
    "is_change": false
  },
  "live_captures": 1,
  "last_checked": "2026-11-06T17:41:31.438Z",
  "live_status": null,
  "messaging": [
    {
      "quote_observed_at": "2020-12-03T02:09:40.000Z",
      "variants": [
        {
          "headline": "The easiest way to pay your users'",
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          "observed_at": "2020-12-03T02:09:40.000Z",
          "evidence": "https://web.archive.org/web/20201203020940/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "The easiest way to pay your users'",
      "subhead": "The easiest way to pay your users' debts in your app. Method provides a developer-first API to move money and pay debts on behalf of your users.",
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      "to": "2020-12-03T02:09:40.000Z",
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      "evidence_kind": "internet_archive",
      "seen": {
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      },
      "current": false
    },
    {
      "quote_observed_at": "2023-01-05T00:36:39.000Z",
      "variants": [
        {
          "headline": "Method Financial | The universal debt repayment API",
          "subhead": "Embed loan repayment, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution.",
          "observed_at": "2022-01-23T09:06:43.000Z",
          "evidence": "https://web.archive.org/web/20220123090643/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Method Financial | The universal debt repayment API",
          "subhead": "Embed loan repayment, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution.",
          "observed_at": "2022-07-01T07:23:21.000Z",
          "evidence": "https://web.archive.org/web/20220701072321/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Method Financial | The universal debt repayment API",
          "subhead": "Embed loan repayment, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution.",
          "observed_at": "2023-01-05T00:36:39.000Z",
          "evidence": "https://web.archive.org/web/20230105003639/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "Method Financial | The universal debt repayment API",
      "subhead": "Embed loan repayment, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution.",
      "from": "2022-01-23T09:06:43.000Z",
      "to": "2023-01-05T00:36:39.000Z",
      "captures": 3,
      "evidence": "https://web.archive.org/web/20230105003639/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "seen": {
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          "to": "2023-01-05T00:36:39.000Z"
        }
      },
      "current": false
    },
    {
      "quote_observed_at": "2024-07-05T19:47:21.000Z",
      "variants": [
        {
          "headline": "Method | Real-time liability data & payment access",
          "subhead": "API for balance transfers, personal finance management & loan origination. Access liabilities held at 15,000+ FIs in the US, covering 96% of consumer debt.",
          "observed_at": "2024-01-27T19:44:46.000Z",
          "evidence": "https://web.archive.org/web/20240127194446/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Method | Real-time liability data & payment access",
          "subhead": "API for balance transfers, personal finance management & loan origination. Access liabilities held at 15,000+ FIs in the US, covering 96% of consumer debt.",
          "observed_at": "2024-07-05T19:47:21.000Z",
          "evidence": "https://web.archive.org/web/20240705194721/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "Method | Real-time liability data & payment access",
      "subhead": "API for balance transfers, personal finance management & loan origination. Access liabilities held at 15,000+ FIs in the US, covering 96% of consumer debt.",
      "from": "2024-01-27T19:44:46.000Z",
      "to": "2024-07-05T19:47:21.000Z",
      "captures": 2,
      "evidence": "https://web.archive.org/web/20240705194721/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "seen": {
        "between": {
          "from": "2024-01-27T19:44:46.000Z",
          "to": "2024-07-05T19:47:21.000Z"
        }
      },
      "current": false
    },
    {
      "quote_observed_at": "2026-11-06T17:41:31.438Z",
      "variants": [
        {
          "headline": "The future of financial account connectivity",
          "subhead": "Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.",
          "observed_at": "2025-01-06T05:42:52.000Z",
          "evidence": "https://web.archive.org/web/20250106054252/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "The future of financial account connectivity",
          "subhead": "Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.",
          "observed_at": "2026-01-12T18:19:21.000Z",
          "evidence": "https://web.archive.org/web/20260112181921/https://methodfi.com/?",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "The future of financial account connectivity",
          "subhead": "Method provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence and one-click checkout.",
          "observed_at": "2026-07-10T14:49:33.000Z",
          "evidence": "https://web.archive.org/web/20260710144933/https://methodfi.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "The future of financial account connectivity",
          "subhead": "Method provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence and one-click checkout.",
          "observed_at": "2026-11-06T17:41:31.438Z",
          "evidence": "https://methodfi.com/",
          "evidence_kind": "live_capture"
        }
      ],
      "headline": "The future of financial account connectivity",
      "subhead": "Method provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence and one-click checkout.",
      "from": "2025-01-06T05:42:52.000Z",
      "to": "2026-11-06T17:41:31.438Z",
      "captures": 4,
      "evidence": "https://methodfi.com/",
      "evidence_kind": "live_capture",
      "seen": {
        "between": {
          "from": "2025-01-06T05:42:52.000Z",
          "to": "2026-11-06T17:41:31.438Z"
        }
      },
      "current": true
    }
  ],
  "changes": [
    {
      "n": 1,
      "id": "page-9d338479fef8868a025c241547d94207dcf263394a4107ba9070c86fcf5abb02:101764621f5e58dc1a989719d2f15bb15398c6d29b596b552654968b7b6bddd7:hiring:20dd4c09cc4ab0aa",
      "before_evidence": "https://web.archive.org/web/20210126192342/https://methodfi.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "hiring",
      "label": "Hiring",
      "summary": "Added a careers page.",
      "between": {
        "from": "2021-01-26T19:23:42.000Z",
        "to": "2022-01-23T09:06:43.000Z"
      },
      "evidence": "https://web.archive.org/web/20220123090643/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-careers-page"
    },
    {
      "n": 2,
      "id": "page-9d338479fef8868a025c241547d94207dcf263394a4107ba9070c86fcf5abb02:101764621f5e58dc1a989719d2f15bb15398c6d29b596b552654968b7b6bddd7:pricing:ef162f2c55d8c41b",
      "before_evidence": "https://web.archive.org/web/20210126192342/https://methodfi.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "pricing",
      "label": "Pricing",
      "summary": "Added a pricing page.",
      "between": {
        "from": "2021-01-26T19:23:42.000Z",
        "to": "2022-01-23T09:06:43.000Z"
      },
      "evidence": "https://web.archive.org/web/20220123090643/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-pricing-page"
    },
    {
      "n": 3,
      "id": "page-a259c319d4d8472a966fff88080de3ed415fb1c99bd80742465c5537449a211d:7dce07aa67875222f4e10e46efd09d9a73d630bb5978bb64cd617cda262557c8:headline:6ad85a4470090280",
      "before_evidence": "https://web.archive.org/web/20230105003639/https://methodfi.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "headline",
      "label": "Headline",
      "summary": "Changed its homepage headline from “Method Financial | The universal debt repayment API” to “Method | Real-time liability data & payment access”.",
      "between": {
        "from": "2023-01-05T00:36:39.000Z",
        "to": "2024-01-27T19:44:46.000Z"
      },
      "evidence": "https://web.archive.org/web/20240127194446/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": null
    },
    {
      "n": 4,
      "id": "page-a259c319d4d8472a966fff88080de3ed415fb1c99bd80742465c5537449a211d:7dce07aa67875222f4e10e46efd09d9a73d630bb5978bb64cd617cda262557c8:pricing:d70781f7ab6fe2b9",
      "before_evidence": "https://web.archive.org/web/20230105003639/https://methodfi.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "pricing",
      "label": "Pricing",
      "summary": "Removed its pricing page link.",
      "between": {
        "from": "2023-01-05T00:36:39.000Z",
        "to": "2024-01-27T19:44:46.000Z"
      },
      "evidence": "https://web.archive.org/web/20240127194446/https://methodfi.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": null
    }
  ],
  "update": {
    "headline": "Method Financial updates homepage positioning and pricing visibility",
    "summary": "Method Financial has changed its homepage messaging and removed its pricing page link, after previously adding both a pricing page and a careers page. The new headline emphasizes real-time liability data and payment access.",
    "points": [
      {
        "text": "Between January 2023 and January 2024, Method Financial changed its homepage headline from “Method Financial | The universal debt repayment API” to “Method | Real-time liability data & payment access”.",
        "kind": "fact",
        "changes": [
          3
        ]
      },
      {
        "text": "This change in homepage headline suggests a possible broadening or reframing of Method Financial’s focus around real-time liability data and payment access.",
        "kind": "interpretation",
        "changes": [
          3
        ]
      },
      {
        "text": "Between January 2023 and January 2024, Method Financial removed its pricing page link.",
        "kind": "fact",
        "changes": [
          4
        ]
      },
      {
        "text": "Between January 2021 and January 2022, Method Financial added a pricing page and a careers page.",
        "kind": "fact",
        "changes": [
          1,
          2
        ]
      }
    ],
    "written_at": "2026-11-07T20:51:53.949Z",
    "basis": "ai_analysis",
    "model": "gpt-5.1-2025-11-13"
  },
  "method": {
    "version": "messaging-v1",
    "description": "https://startuphistory.org/method"
  },
  "license": "CC-BY-4.0",
  "cite": "StartupHistory, “Method Financial” company record, https://startuphistory.org/c/methodfi.com"
}