{
  "company": {
    "name": "Cyphr AI",
    "website": "https://cyphrai.com/",
    "record": "https://startuphistory.org/c/cyphrai.com"
  },
  "status": null,
  "history_since": "2024-08-30T10:38:58.000Z",
  "baseline": {
    "snapshot_id": "0a175b581fb13f10e8f4464a0ec8e2af82eb0e5f7ca17484bd9d98f1590bf586",
    "observed_at": "2024-08-30T10:38:58.000Z",
    "headline": "How futures get funded.",
    "description": "Cyphr revolutionizes access to capital with advanced financial intelligence, cash flow underwriting, KYB/KYC verification, and document verification. Simplify lending, enhance decisions, and reduce ad",
    "evidence": "https://web.archive.org/web/20240830103858/https://www.cyphrai.com/",
    "evidence_kind": "internet_archive",
    "facts": null,
    "basis": "first_observation",
    "is_change": false
  },
  "live_captures": 1,
  "last_checked": "2026-11-06T14:37:39.324Z",
  "live_status": null,
  "messaging": [
    {
      "quote_observed_at": "2025-01-06T05:55:56.000Z",
      "variants": [
        {
          "headline": "How futures get funded.",
          "subhead": "Cyphr revolutionizes access to capital with advanced financial intelligence, cash flow underwriting, KYB/KYC verification, and document verification. Simplify lending, enhance decisions, and reduce ad",
          "observed_at": "2024-08-30T10:38:58.000Z",
          "evidence": "https://web.archive.org/web/20240830103858/https://www.cyphrai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "How futures get funded.",
          "subhead": "Cyphr revolutionizes access to capital with advanced financial intelligence, cash flow underwriting, KYB/KYC verification, and document verification. Simplify lending, enhance decisions, and reduce ad",
          "observed_at": "2025-01-06T05:55:56.000Z",
          "evidence": "https://web.archive.org/web/20250106055556/https://www.cyphrai.com/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "How futures get funded.",
      "subhead": "Cyphr revolutionizes access to capital with advanced financial intelligence, cash flow underwriting, KYB/KYC verification, and document verification. Simplify lending, enhance decisions, and reduce ad",
      "from": "2024-08-30T10:38:58.000Z",
      "to": "2025-01-06T05:55:56.000Z",
      "captures": 2,
      "evidence": "https://web.archive.org/web/20250106055556/https://www.cyphrai.com/",
      "evidence_kind": "internet_archive",
      "seen": {
        "between": {
          "from": "2024-08-30T10:38:58.000Z",
          "to": "2025-01-06T05:55:56.000Z"
        }
      },
      "current": false
    },
    {
      "quote_observed_at": "2026-01-11T10:10:19.000Z",
      "variants": [
        {
          "headline": "Make capital readiness",
          "subhead": "Cyphr is the all-in-one AI platform for lenders, CDFIs, and governments. Power capital readiness, streamline underwriting, and deliver technical assistance at scale—efficiently and equitably.",
          "observed_at": "2025-07-17T09:44:15.000Z",
          "evidence": "https://web.archive.org/web/20250717094415/https://www.cyphrai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Make capital readiness",
          "subhead": "Cyphr is the all-in-one AI platform for lenders, CDFIs, and governments. Power capital readiness, streamline underwriting, and deliver technical assistance at scale—efficiently and equitably.",
          "observed_at": "2026-01-11T10:10:19.000Z",
          "evidence": "https://web.archive.org/web/20260111101019/https://www.cyphrai.com/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "Make capital readiness",
      "subhead": "Cyphr is the all-in-one AI platform for lenders, CDFIs, and governments. Power capital readiness, streamline underwriting, and deliver technical assistance at scale—efficiently and equitably.",
      "from": "2025-07-17T09:44:15.000Z",
      "to": "2026-01-11T10:10:19.000Z",
      "captures": 2,
      "evidence": "https://web.archive.org/web/20260111101019/https://www.cyphrai.com/",
      "evidence_kind": "internet_archive",
      "seen": {
        "between": {
          "from": "2025-07-17T09:44:15.000Z",
          "to": "2026-01-11T10:10:19.000Z"
        }
      },
      "current": false
    },
    {
      "quote_observed_at": "2026-11-06T14:37:39.324Z",
      "variants": [
        {
          "headline": "Ecosystems and businesses thrive on Cyphr",
          "subhead": "Cyphr reads how a business actually operates and turns it into one lender-grade 0–300 readiness score and a verified packet. Built for the 80% legacy credit …",
          "observed_at": "2026-11-06T14:37:39.324Z",
          "evidence": "https://www.cyphrai.com/",
          "evidence_kind": "live_capture"
        }
      ],
      "headline": "Ecosystems and businesses thrive on Cyphr",
      "subhead": "Cyphr reads how a business actually operates and turns it into one lender-grade 0–300 readiness score and a verified packet. Built for the 80% legacy credit …",
      "from": "2026-11-06T14:37:39.324Z",
      "to": "2026-11-06T14:37:39.324Z",
      "captures": 1,
      "evidence": "https://www.cyphrai.com/",
      "evidence_kind": "live_capture",
      "seen": {
        "on": "2026-11-06T14:37:39.324Z"
      },
      "current": true
    }
  ],
  "changes": [
    {
      "n": 1,
      "id": "classifier-32c15ce80c630a9f89aa193d958e3adb7596646917534df166d973fe42fa50fd:2327d54485b4aa10755ca46e813e24b4fb3d2e8ef080f018f3af123d23f0e639:repositioning",
      "before_evidence": "https://web.archive.org/web/20250106055556/https://www.cyphrai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "repositioning",
      "label": "Messaging",
      "summary": "Changed its homepage headline from “How futures get funded.” to “Make capital readiness”.",
      "between": {
        "from": "2025-01-06T05:55:56.000Z",
        "to": "2025-07-17T09:44:15.000Z"
      },
      "evidence": "https://web.archive.org/web/20250717094415/https://www.cyphrai.com/",
      "evidence_kind": "internet_archive",
      "basis": "classifier",
      "topic": "https://startuphistory.org/t/repositioned"
    },
    {
      "n": 2,
      "id": "page-01a6722f238935549a8ce134ecfd2a38a6ab61da1a8c59c9937f208fc7ff861e:a6f583ad989b0175aba680c430d1726d434c61486837c9e1ed3ebbc40d2cbc6e:headline:1da2672927d7fdea",
      "before_evidence": "https://web.archive.org/web/20260111101019/https://www.cyphrai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "headline",
      "label": "Headline",
      "summary": "Changed its homepage headline from “Make capital readiness” to “Ecosystems and businesses thrive on Cyphr”.",
      "between": {
        "from": "2026-01-11T10:10:19.000Z",
        "to": "2026-11-06T14:37:39.324Z"
      },
      "evidence": "https://www.cyphrai.com/",
      "evidence_kind": "live_capture",
      "basis": "page_facts",
      "topic": null
    },
    {
      "n": 3,
      "id": "page-01a6722f238935549a8ce134ecfd2a38a6ab61da1a8c59c9937f208fc7ff861e:a6f583ad989b0175aba680c430d1726d434c61486837c9e1ed3ebbc40d2cbc6e:compliance:28c8f13d81f29562",
      "before_evidence": "https://web.archive.org/web/20260111101019/https://www.cyphrai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "compliance",
      "label": "Compliance",
      "summary": "Now states SOC 2 compliance on its homepage.",
      "between": {
        "from": "2026-01-11T10:10:19.000Z",
        "to": "2026-11-06T14:37:39.324Z"
      },
      "evidence": "https://www.cyphrai.com/",
      "evidence_kind": "live_capture",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-soc-2"
    }
  ],
  "update": null,
  "same_space": [
    {
      "name": "Crediflow",
      "record": "https://startuphistory.org/c/crediflow.ai",
      "basis": "ai_judged",
      "category": null,
      "overlap": "direct",
      "why": "Both offer AI-powered underwriting and credit assessment tools for lenders serving businesses."
    },
    {
      "name": "Hum Capital",
      "record": "https://startuphistory.org/c/humcapital.com",
      "basis": "ai_judged",
      "category": null,
      "overlap": "partial",
      "why": "Both use AI platforms to connect businesses with appropriate funding and capital providers."
    },
    {
      "name": "Cladfy Financial Services",
      "record": "https://startuphistory.org/c/cladfy.com",
      "basis": "ai_judged",
      "category": null,
      "overlap": "partial",
      "why": "Both use AI credit scoring to help lenders evaluate smaller or underserved business borrowers."
    }
  ],
  "method": {
    "version": "messaging-v1",
    "description": "https://startuphistory.org/method"
  },
  "license": "CC-BY-4.0",
  "cite": "StartupHistory, “Cyphr AI” company record, https://startuphistory.org/c/cyphrai.com"
}