{
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    "name": "Cardo AI",
    "website": "https://cardoai.com/",
    "record": "https://startuphistory.org/c/cardoai.com"
  },
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    "description": "An Hub between Institutional investors and P2P Lending Markets",
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    "evidence_kind": "internet_archive",
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    "basis": "first_observation",
    "is_change": false
  },
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  "last_checked": "2026-11-05T12:23:19.563Z",
  "live_status": "offline",
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      "variants": [
        {
          "headline": "Private Debt Technology Faster. Better.",
          "subhead": "CARDO AI helps institutional investors, banks, servicers, and credit originators scale faster, lower costs and make better decisions for private debt portfolios",
          "observed_at": "2021-11-02T17:51:49.000Z",
          "evidence": "https://web.archive.org/web/20211102175149/https://cardoai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Private Debt Technology Faster. Better.",
          "subhead": "CARDO AI helps institutional investors, banks, servicers, and credit originators scale faster, lower costs and make better decisions for private debt portfolios",
          "observed_at": "2022-07-05T19:35:00.000Z",
          "evidence": "https://web.archive.org/web/20220705193500/https://cardoai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Private Debt Technology Faster. Better.",
          "subhead": "CARDO AI helps institutional investors, banks, servicers, and credit originators scale faster, lower costs and make better decisions for private debt portfolios",
          "observed_at": "2023-02-01T06:56:01.000Z",
          "evidence": "https://web.archive.org/web/20230201065601/https://cardoai.com/",
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        }
      ],
      "headline": "Private Debt Technology Faster. Better.",
      "subhead": "CARDO AI helps institutional investors, banks, servicers, and credit originators scale faster, lower costs and make better decisions for private debt portfolios",
      "from": "2021-11-02T17:51:49.000Z",
      "to": "2023-02-01T06:56:01.000Z",
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      "variants": [
        {
          "headline": "The most advanced software, intelligence and infrastructure for",
          "subhead": "We are reshaping the structured finance market: gain the ultimate competitive advantage by achieving faster and accurate decision-making.",
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          "evidence": "https://web.archive.org/web/20240228201214/https://cardoai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "The most advanced software, intelligence and infrastructure for",
          "subhead": "We are reshaping the structured finance market: gain the ultimate competitive advantage by achieving faster and accurate decision-making.",
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      ],
      "headline": "The most advanced software, intelligence and infrastructure for",
      "subhead": "We are reshaping the structured finance market: gain the ultimate competitive advantage by achieving faster and accurate decision-making.",
      "from": "2024-02-28T20:12:14.000Z",
      "to": "2024-08-07T09:18:52.000Z",
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    },
    {
      "quote_observed_at": "2026-11-05T12:23:19.563Z",
      "variants": [
        {
          "headline": "Enter the future of Asset Based Finance",
          "subhead": "Cardo AI is the intelligent technology for the asset-based finance market. Data, Software, Infrastructure, and AI to accelerate business growth.",
          "observed_at": "2025-07-02T01:50:15.000Z",
          "evidence": "https://web.archive.org/web/20250702015015/https://cardoai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "Enter the future of Asset Based Finance",
          "subhead": "Cardo AI is the intelligent technology for the asset-based finance market. Data, Software, Infrastructure, and AI to accelerate business growth.",
          "observed_at": "2025-08-02T18:29:31.000Z",
          "evidence": "https://web.archive.org/web/20250802182931/https://cardoai.com/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "The operating system for asset-based finance",
          "subhead": "Cardo AI replaces the manual workflows slowing down asset-based finance teams, with one platform that handles data, waterfalls, and reporting.",
          "observed_at": "2026-10-08T01:55:51.000Z",
          "evidence": "https://web.archive.org/web/20261008015551/https://cardoai.com/",
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        },
        {
          "headline": "The operating system for asset-based finance",
          "subhead": "Cardo AI replaces the manual workflows slowing down asset-based finance teams, with one platform that handles data, waterfalls, and reporting.",
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          "evidence": "https://cardoai.com/",
          "evidence_kind": "live_capture"
        }
      ],
      "headline": "The operating system for asset-based finance",
      "subhead": "Cardo AI replaces the manual workflows slowing down asset-based finance teams, with one platform that handles data, waterfalls, and reporting.",
      "from": "2025-07-02T01:50:15.000Z",
      "to": "2026-11-05T12:23:19.563Z",
      "captures": 4,
      "evidence": "https://cardoai.com/",
      "evidence_kind": "live_capture",
      "seen": {
        "between": {
          "from": "2025-07-02T01:50:15.000Z",
          "to": "2026-11-05T12:23:19.563Z"
        }
      },
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    }
  ],
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      "n": 1,
      "id": "classifier-12de80baa66fe2f3a1905a91ca3423dad1a71906eb10e730531e93e4cda19ac1:13dba76631f43fd67cf43307f40e0ca055f7fb3c77885d349814e43adedbe153:repositioning",
      "before_evidence": "https://web.archive.org/web/20181205021635/https://cardoai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "repositioning",
      "label": "Messaging",
      "summary": "Changed its homepage headline from “One Platform for All your needs” to “Private Debt Technology Faster. Better.”. A classifier read this as a change in its core product.",
      "between": {
        "from": "2018-12-05T02:16:35.000Z",
        "to": "2021-11-02T17:51:49.000Z"
      },
      "evidence": "https://web.archive.org/web/20211102175149/https://cardoai.com/",
      "evidence_kind": "internet_archive",
      "basis": "classifier",
      "topic": "https://startuphistory.org/t/repositioned"
    },
    {
      "n": 2,
      "id": "classifier-a44c29b7d8bf9bc1e08039ed3b91b02bd2f6bc71fbe72ba0e2688e6c39943022:4ce21ccb26275504a8d6b6edc7f8201c478b773970e68842be889b167d2954ab:repositioning",
      "before_evidence": "https://web.archive.org/web/20230201065601/https://cardoai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "repositioning",
      "label": "Messaging",
      "summary": "Changed its homepage headline from “Private Debt Technology Faster. Better.” to “The most advanced software, intelligence and infrastructure for”.",
      "between": {
        "from": "2023-02-01T06:56:01.000Z",
        "to": "2024-02-28T20:12:14.000Z"
      },
      "evidence": "https://web.archive.org/web/20240228201214/https://cardoai.com/",
      "evidence_kind": "internet_archive",
      "basis": "classifier",
      "topic": "https://startuphistory.org/t/repositioned"
    },
    {
      "n": 3,
      "id": "page-4ce21ccb26275504a8d6b6edc7f8201c478b773970e68842be889b167d2954ab:73a31ec972fa68739bf8cd298fa057186b46edf0fabcddf1bc2c4326d5bf155a:compliance:28c8f13d81f29562",
      "before_evidence": "https://web.archive.org/web/20240228201214/https://cardoai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "compliance",
      "label": "Compliance",
      "summary": "Now states SOC 2 compliance on its homepage.",
      "between": {
        "from": "2024-02-28T20:12:14.000Z",
        "to": "2024-08-07T09:18:52.000Z"
      },
      "evidence": "https://web.archive.org/web/20240807091852/https://cardoai.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-soc-2"
    },
    {
      "n": 4,
      "id": "classifier-73a31ec972fa68739bf8cd298fa057186b46edf0fabcddf1bc2c4326d5bf155a:4f7b480781ba49aa29df5201251aabd0be5f2c486d107df30f771396180434eb:repositioning",
      "before_evidence": "https://web.archive.org/web/20240807091852/https://cardoai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "repositioning",
      "label": "Messaging",
      "summary": "Changed its homepage headline from “The most advanced software, intelligence and infrastructure for” to “Enter the future of Asset Based Finance”.",
      "between": {
        "from": "2024-08-07T09:18:52.000Z",
        "to": "2025-07-02T01:50:15.000Z"
      },
      "evidence": "https://web.archive.org/web/20250702015015/https://cardoai.com/",
      "evidence_kind": "internet_archive",
      "basis": "classifier",
      "topic": "https://startuphistory.org/t/repositioned"
    },
    {
      "n": 5,
      "id": "page-73a31ec972fa68739bf8cd298fa057186b46edf0fabcddf1bc2c4326d5bf155a:4f7b480781ba49aa29df5201251aabd0be5f2c486d107df30f771396180434eb:hiring:20dd4c09cc4ab0aa",
      "before_evidence": "https://web.archive.org/web/20240807091852/https://cardoai.com/",
      "before_evidence_kind": "internet_archive",
      "kind": "hiring",
      "label": "Hiring",
      "summary": "Added a careers page.",
      "between": {
        "from": "2024-08-07T09:18:52.000Z",
        "to": "2025-07-02T01:50:15.000Z"
      },
      "evidence": "https://web.archive.org/web/20250702015015/https://cardoai.com/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-careers-page"
    }
  ],
  "update": null,
  "method": {
    "version": "messaging-v1",
    "description": "https://startuphistory.org/method"
  },
  "license": "CC-BY-4.0",
  "cite": "StartupHistory, “Cardo AI” company record, https://startuphistory.org/c/cardoai.com"
}