{
  "company": {
    "name": "AltScore",
    "website": "https://altscore.ai/",
    "record": "https://startuphistory.org/c/altscore.ai"
  },
  "status": null,
  "history_since": "2020-12-03T19:20:29.000Z",
  "baseline": {
    "snapshot_id": "fbb3855c8d0d5ae1652ea23c7aaf0e2e208ba3d5ac1fca1b9fc8ddce66109087",
    "observed_at": "2020-12-03T19:20:29.000Z",
    "headline": "AltScore - Homepage",
    "description": "Altscore is an AI technology and data science company, that builds financial identities based on hundreds of data sources and millions of data points, creating smart and dynamic credit ratings.",
    "evidence": "https://web.archive.org/web/20201203192029/https://altscore.ai/",
    "evidence_kind": "internet_archive",
    "facts": null,
    "basis": "first_observation",
    "is_change": false
  },
  "live_captures": 1,
  "last_checked": "2026-11-06T14:23:19.277Z",
  "live_status": null,
  "messaging": [
    {
      "quote_observed_at": "2020-12-03T19:20:29.000Z",
      "variants": [
        {
          "headline": "AltScore - Homepage",
          "subhead": "Altscore is an AI technology and data science company, that builds financial identities based on hundreds of data sources and millions of data points, creating smart and dynamic credit ratings.",
          "observed_at": "2020-12-03T19:20:29.000Z",
          "evidence": "https://web.archive.org/web/20201203192029/https://altscore.ai/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "AltScore - Homepage",
      "subhead": "Altscore is an AI technology and data science company, that builds financial identities based on hundreds of data sources and millions of data points, creating smart and dynamic credit ratings.",
      "from": "2020-12-03T19:20:29.000Z",
      "to": "2020-12-03T19:20:29.000Z",
      "captures": 1,
      "evidence": "https://web.archive.org/web/20201203192029/https://altscore.ai/",
      "evidence_kind": "internet_archive",
      "seen": {
        "on": "2020-12-03T19:20:29.000Z"
      },
      "current": false
    },
    {
      "quote_observed_at": "2025-07-12T03:26:04.000Z",
      "variants": [
        {
          "headline": "B2B Lending Infrastructure",
          "subhead": "AltScore offers Lending-as-a-Service (LaaS) tools for MSMB lending that provide cutting-edge underwriting, client experience, and smart collections.",
          "observed_at": "2023-01-24T17:34:00.000Z",
          "evidence": "https://web.archive.org/web/20230124173400/https://www.altscore.ai/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "B2B Credit Infrastructure",
          "subhead": "AltScore empowers you to launch end-to-end digital credit products all within a single platform. Our comprehensive suite of Rails of Lending API solutions simplify every step of the credit process—ran",
          "observed_at": "2024-02-21T06:25:59.000Z",
          "evidence": "https://web.archive.org/web/20240221062559/https://www.altscore.ai/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "B2B Credit Infrastructure",
          "subhead": "AltScore empowers you to launch end-to-end digital credit products all within a single platform. Our comprehensive suite of Rails of Lending API solutions simplify every step of the credit process—ran",
          "observed_at": "2024-07-19T08:28:56.000Z",
          "evidence": "https://web.archive.org/web/20240719082856/https://www.altscore.ai/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "B2B Credit Infrastructure",
          "subhead": "AltScore empowers you to launch end-to-end digital credit products all within a single platform. Our comprehensive suite of Rails of Lending API solutions simplify every step of the credit process—ran",
          "observed_at": "2025-01-10T22:22:53.000Z",
          "evidence": "https://web.archive.org/web/20250110222253/https://www.altscore.ai/",
          "evidence_kind": "internet_archive"
        },
        {
          "headline": "B2B Credit Infrastructure",
          "subhead": "AltScore empowers you to launch end-to-end digital credit products all within a single platform. Our comprehensive suite of Rails of Lending API solutions simplify every step of the credit process—ran",
          "observed_at": "2025-07-12T03:26:04.000Z",
          "evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
          "evidence_kind": "internet_archive"
        }
      ],
      "headline": "B2B Credit Infrastructure",
      "subhead": "AltScore empowers you to launch end-to-end digital credit products all within a single platform. Our comprehensive suite of Rails of Lending API solutions simplify every step of the credit process—ran",
      "from": "2023-01-24T17:34:00.000Z",
      "to": "2025-07-12T03:26:04.000Z",
      "captures": 5,
      "evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "seen": {
        "between": {
          "from": "2023-01-24T17:34:00.000Z",
          "to": "2025-07-12T03:26:04.000Z"
        }
      },
      "current": false
    },
    {
      "quote_observed_at": "2026-11-06T14:23:19.277Z",
      "variants": [
        {
          "headline": "Turn credit into your growth engine.",
          "subhead": "Turn credit into your growth engine. B2B credit infrastructure to launch, operate, and scale your credit program in weeks.",
          "observed_at": "2026-11-06T14:23:19.277Z",
          "evidence": "https://altscore.ai/en/",
          "evidence_kind": "live_capture"
        }
      ],
      "headline": "Turn credit into your growth engine.",
      "subhead": "Turn credit into your growth engine. B2B credit infrastructure to launch, operate, and scale your credit program in weeks.",
      "from": "2026-11-06T14:23:19.277Z",
      "to": "2026-11-06T14:23:19.277Z",
      "captures": 1,
      "evidence": "https://altscore.ai/en/",
      "evidence_kind": "live_capture",
      "seen": {
        "on": "2026-11-06T14:23:19.277Z"
      },
      "current": true
    }
  ],
  "changes": [
    {
      "n": 1,
      "id": "page-fbb3855c8d0d5ae1652ea23c7aaf0e2e208ba3d5ac1fca1b9fc8ddce66109087:c23c0405daf33e5c3e20c27c51094c01c950db148fe299af581fbf13bec3ceed:funding:3337768c1e5408b1",
      "before_evidence": "https://web.archive.org/web/20201203192029/https://altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "funding",
      "label": "Funding",
      "summary": "Announced on its homepage: “Explore all resources Andrés Pérez Funding AltScore Secures $3.5 million in Seed Funding to Power B2B Embedded Lending Infrastructure in …”.",
      "between": {
        "from": "2020-12-03T19:20:29.000Z",
        "to": "2023-01-24T17:34:00.000Z"
      },
      "evidence": "https://web.archive.org/web/20230124173400/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/announced-funding"
    },
    {
      "n": 2,
      "id": "page-00653a8da64cf667b2fa1ac484cedb9a7a9702321ac017a1a9a3042cf2554196:c77f09274b2898d7e317622ea67d9e11bb785340f439c513b2db48716b925332:investors:a8c0a3c3133f2719",
      "before_evidence": "https://web.archive.org/web/20240221062559/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "investors",
      "label": "Investors",
      "summary": "Now shows investor logos: Caffeinated Capital's, FOVC's, Lorimer Ventures, CompuSoluciones Ventures, Techstars, Kamay Ventures, BuenTrip Ventures, AMP's and 1 more.",
      "between": {
        "from": "2024-02-21T06:25:59.000Z",
        "to": "2024-07-19T08:28:56.000Z"
      },
      "evidence": "https://web.archive.org/web/20240719082856/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-investor-logos"
    },
    {
      "n": 3,
      "id": "page-c77f09274b2898d7e317622ea67d9e11bb785340f439c513b2db48716b925332:cbf4954a2807d8af23a4b2f58e49adfdbe1903a087abe1a30cfabbec5c04fb82:funding:62d7abe6e99daaa1",
      "before_evidence": "https://web.archive.org/web/20240719082856/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "funding",
      "label": "Funding",
      "summary": "Announced on its homepage: “AltScore - B2B Lending Infrastructure AltScore Raises $8.5M in Series A Funding.”.",
      "between": {
        "from": "2024-07-19T08:28:56.000Z",
        "to": "2025-01-10T22:22:53.000Z"
      },
      "evidence": "https://web.archive.org/web/20250110222253/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/announced-funding"
    },
    {
      "n": 4,
      "id": "page-c77f09274b2898d7e317622ea67d9e11bb785340f439c513b2db48716b925332:cbf4954a2807d8af23a4b2f58e49adfdbe1903a087abe1a30cfabbec5c04fb82:customers_added:e787552c0ffe5dc8",
      "before_evidence": "https://web.archive.org/web/20240719082856/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "customers_added",
      "label": "New customers",
      "summary": "Added customer logo to its homepage: Crossroads Leasing's.",
      "between": {
        "from": "2024-07-19T08:28:56.000Z",
        "to": "2025-01-10T22:22:53.000Z"
      },
      "evidence": "https://web.archive.org/web/20250110222253/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-customer-logos"
    },
    {
      "n": 5,
      "id": "page-c77f09274b2898d7e317622ea67d9e11bb785340f439c513b2db48716b925332:cbf4954a2807d8af23a4b2f58e49adfdbe1903a087abe1a30cfabbec5c04fb82:compliance:1175eadc31d27881",
      "before_evidence": "https://web.archive.org/web/20240719082856/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "compliance",
      "label": "Compliance",
      "summary": "Now states ISO 27001 and SOC 2 compliance on its homepage.",
      "between": {
        "from": "2024-07-19T08:28:56.000Z",
        "to": "2025-01-10T22:22:53.000Z"
      },
      "evidence": "https://web.archive.org/web/20250110222253/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-soc-2"
    },
    {
      "n": 6,
      "id": "page-cbf4954a2807d8af23a4b2f58e49adfdbe1903a087abe1a30cfabbec5c04fb82:c2011add7839a106a01ecb77ce72134255550d2b62e14df39beaea63ca9778de:hiring:06c5f3bf6f2a8e55",
      "before_evidence": "https://web.archive.org/web/20250110222253/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "hiring",
      "label": "Hiring",
      "summary": "Opened a job board on Greenhouse.",
      "between": {
        "from": "2025-01-10T22:22:53.000Z",
        "to": "2025-07-12T03:26:04.000Z"
      },
      "evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
      "evidence_kind": "internet_archive",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-careers-page"
    },
    {
      "n": 7,
      "id": "page-c2011add7839a106a01ecb77ce72134255550d2b62e14df39beaea63ca9778de:879ad4be85de9901063e5475c34e8f7c37857ad16bfdf0d2d04eee5a6bed4f32:funding:45b7f7328988c0da",
      "before_evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "funding",
      "label": "Funding",
      "summary": "Announced on its homepage: “AltScore - B2B Credit Infrastructure AltScore Raises $8.5M in Series A Funding.”.",
      "between": {
        "from": "2025-07-12T03:26:04.000Z",
        "to": "2026-11-06T14:23:19.277Z"
      },
      "evidence": "https://altscore.ai/en/",
      "evidence_kind": "live_capture",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/announced-funding"
    },
    {
      "n": 8,
      "id": "page-c2011add7839a106a01ecb77ce72134255550d2b62e14df39beaea63ca9778de:879ad4be85de9901063e5475c34e8f7c37857ad16bfdf0d2d04eee5a6bed4f32:customers_added:c54e98060d0c1586",
      "before_evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "customers_added",
      "label": "New customers",
      "summary": "Added customer logos to its homepage: Arcor, Coca-Cola, La Fabril, PayJoy, Tokyo Century, Graiman, Coca-Cola Andina, Minsa and 4 more.",
      "between": {
        "from": "2025-07-12T03:26:04.000Z",
        "to": "2026-11-06T14:23:19.277Z"
      },
      "evidence": "https://altscore.ai/en/",
      "evidence_kind": "live_capture",
      "basis": "page_facts",
      "topic": "https://startuphistory.org/t/added-customer-logos"
    },
    {
      "n": 9,
      "id": "page-c2011add7839a106a01ecb77ce72134255550d2b62e14df39beaea63ca9778de:879ad4be85de9901063e5475c34e8f7c37857ad16bfdf0d2d04eee5a6bed4f32:headline:58b18c9fa603f663",
      "before_evidence": "https://web.archive.org/web/20250712032604/https://www.altscore.ai/",
      "before_evidence_kind": "internet_archive",
      "kind": "headline",
      "label": "Headline",
      "summary": "Changed its homepage headline from “B2B Credit Infrastructure” to “Turn credit into your growth engine.”.",
      "between": {
        "from": "2025-07-12T03:26:04.000Z",
        "to": "2026-11-06T14:23:19.277Z"
      },
      "evidence": "https://altscore.ai/en/",
      "evidence_kind": "live_capture",
      "basis": "page_facts",
      "topic": null
    }
  ],
  "update": {
    "headline": "AltScore highlights Series A round and expanded customer logos",
    "summary": "AltScore reports a Series A funding round on its homepage, adds multiple customer logos, updates its headline messaging, and references security compliance certifications alongside a new job board on Greenhouse.",
    "points": [
      {
        "text": "Between July 2025 and November 2026, AltScore’s homepage announced “AltScore - B2B Credit Infrastructure AltScore Raises $8.5M in Series A Funding.”",
        "kind": "fact",
        "changes": [
          7
        ]
      },
      {
        "text": "Between July 2025 and November 2026, AltScore added customer logos including Arcor, Coca-Cola, La Fabril, PayJoy, Tokyo Century, Graiman, Coca-Cola Andina, Minsa and 4 more to its homepage.",
        "kind": "fact",
        "changes": [
          8
        ]
      },
      {
        "text": "Between July 2025 and November 2026, the homepage headline changed from “B2B Credit Infrastructure” to “Turn credit into your growth engine.”, which suggests a broader positioning of its offering.",
        "kind": "interpretation",
        "changes": [
          9
        ]
      },
      {
        "text": "Between July 2024 and July 2025, AltScore’s homepage mentioning ISO 27001 and SOC 2 compliance and opening a job board on Greenhouse may indicate focus on security standards and organizational development.",
        "kind": "interpretation",
        "changes": [
          5,
          6
        ]
      }
    ],
    "written_at": "2026-11-07T21:11:55.845Z",
    "basis": "ai_analysis",
    "model": "gpt-5.1-2025-11-13"
  },
  "method": {
    "version": "messaging-v1",
    "description": "https://startuphistory.org/method"
  },
  "license": "CC-BY-4.0",
  "cite": "StartupHistory, “AltScore” company record, https://startuphistory.org/c/altscore.ai"
}